On a lighter note, retirement can be a great joy if you can figure out how to spend time without spending money. But that’s not going to happen as after you take leave from regular work you have double time to spend with just half of the money. But that doesn’t mean you should give up your financial independence and hence, it is necessary to plan your post retirement life. To put it in simple words you need retirement solution. This is extremely important, because, unlike developed nations, India does not have a social security net. What also makes retirement solution empirical is the fact that due to medical advancement our lifespan has increased but the number of working years are still the same.

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