Saturday, February 11, 2017

Systematic Withdrawal Plan (SWP): Stream Regular Income From Your Investments


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Mitali Sharma

A lot is being spoken about how to ensure a monthly income post retirement. Have you heard about Systematic Withdrawal Plan in this regards? Not just retirement, at any phase of your life, if you wish to automate regular withdrawals from your mutual fund investments, then Systematic Withdrawal Plan can be your preferable solution because it is tax efficient, offers some independence from market instability and also helps in avoiding market timing.

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Friday, February 10, 2017

Is the Bull Market in Bonds Over?


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Alok Agarwala - Senior VP and Head - Investment Analytics

The Reserve Bank of India, in its 6th bi-monthly policy review (2016-17)on Feb 08-2017, held policy rates unchanged, contrary to market expectations of a 25 bps rate cut. What spooked bond markets was, however, the change in monetary policy stance from “Accommodative” to “Neutral”.

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Monday, October 3, 2016

Understanding Sovereign Gold Bond Scheme


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Mr. Anil Chopra - Group CEO & Director, Bajaj Capital

Sovereign Gold Bond Scheme was launched by Reserve Bank of India on behalf of the Government of India. Sovereign Gold Bond Scheme is an indirect way of investing in Gold. Instead of buying physical gold, investors can buy gold in paper form through Sovereign Gold Bonds.

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Monday, December 28, 2015

Investment in Yellow Metal: Gold Bonds vs. Physical Gold


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Vishwajeet Parashar- Senior VP & Group Head - Marketing, Bajaj Capital Ltd.

The Sovereign Gold Bonds are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity.

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Saturday, December 12, 2015

NHAI Bonds: Earn up to 7.60% Per Annum Tax Free


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Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

Missing golden opportunities is not a wise idea, and if an opportunity of tax free income knocks your door, you cannot afford to let it go. If you failed to subscribe for previous issues of tax free bonds, don’t worry, National Highways Authority of India (NHAI) has announced its public issue of 10,000 Crores.

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Friday, December 4, 2015

Everything you need to know about IRFC tax free bonds


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Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

IRFC will open subscription on 8th Dec 2015 for an issue size of Rs. 4532 Crores. There is a minimum application size of 5 bonds (individually or collectively) with a face value of Rs. 1000 per bond.

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Wednesday, December 2, 2015

IRFC Bonds: Earn up to 7.53% Per Annum TAX FREE


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Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

For those who want to lock away money for the long-term and hedge the reinvestment risk, tax free bonds are a good option to grow their wealth. If you compare the same with bank fixed deposits, you can generate far better returns with tax free bonds as your Fixed Deposit investment at 8.

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Saturday, November 28, 2015

Earn 8% Return with Government of India Savings Bond


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Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

As most of the Banks have reduced their FD Rates to 7.50-8%, Government of India 8% Taxable Bonds have got attraction being 100% secured and guaranteed by RBI on redemption. GOI (Government of India) bonds are low risk debt instruments issued by the Government of India against underlying assets of the government.

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Tuesday, November 17, 2015

How sovereign gold bonds are better option than gold ETFs


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Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

Till now, the gold ETF was the best option to invest in gold. It gives investors the profit of gold without any burden of safekeeping and concern of jewelers’ fraud. But, now the Sovereign gold bond scheme has superseded the gold ETF.

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Monday, November 9, 2015

6 reasons why you should invest in Sovereign Gold Bonds


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Mohit Mittal- AVP & Head Fixed Income, Bajaj Capital Ltd.

Gold investment has always been full of hassles like risk of impurity, fear of security and other worries. But now, with the introduction of sovereign gold bond scheme, you get to enjoy all the benefits of physical gold without worrying about risks and at the same time you get to earn an assured interest.

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